The agency processes approximately 750,000 requests annually. Also available online is Social Security e-news a free electronic newsletter inaugurated March 1. Since May, Internet users also have had access to the new Social Security Retirement Planner, which computes estimates of Social Security benefits. Interested individuals can use one of three online methods to obtain estimates of their expected monthly retirement checks. Property Valuation Melbourne process is conducted to get an approximate estimation of your property’s value.To maintain privacy and to protect records from unauthorized users, all benefit estimates are based strictly on user input and are not linked to earnings records. Rebecca Townsend is the Social Security public affairs specialist in Greater Cincinnati. She welcomes your questions. Write her c/o The Cincinnati Post, 125 East Court St., Cincinnati, OH 45202, or e-mail her at. I would like very much to retire before 62, but I need some creative ideas. Most of my money is earning only 7 percent in the sharper investments. I have to believe that I can do better than that. Should I invest in something more aggressive? Where do I go from here? – J.W., via e-mail would like to see you retire at 62, but you didn’t tell me how old you are now. At 7 percent, your savings are poorly performing assets. In today’s world, well- selected equities and mutual funds could easily give you – in growth, not in interest – a 12-percent to 20-percent return annually. This requires a certain amount of study on your part or advice from someone who is a professional in the marketplace, which should not be hard to find. I have approximately and would like to receive between in interest annually. I never want to touch the principal. What can you suggest? – R.M., via e-mail Given your requirement about not touching any of the principal, it looks like you are going to need somewhere in the range of 15-percent return; depending on the level you reach. Not an easy task, but not too difficult in today’s world.But you must invest in corporate growth. There is no way that you can achieve this kind of return without taking at least some risk. I am sure that you realize that company stocks can and do go down as well as up. While this loss might only be short-term, it would certainly reduce your principal. While I think that your goal is achievable, you will be obliged to have a fingernail-biting day or two in the process.Valuation process is performed by expert valuers to gain profit at the end of the process.